IHG & Chase Introduce New Credit Cards and Huge Bonus Point Offers

IHG and Chase have joined forces to offer exciting Chase IHG credit card benefits through a line of co-branded credit cards. Whether you’re a frequent traveler or looking for a budget-friendly option, these cards offer attractive benefits, including lucrative IHG credit card sign-up bonuses and the opportunity to earn certificates for a free night at an IHG hotel.

Discover why these credit cards are a smart choice to jumpstart your journey with IHG Rewards.

Chase IHG Credit Card Sign Up bonus

The latter line is represented by three (3) co-branded credit cards: IHG Rewards Premier, IHG Rewards Traveler Credit Card and IHG Rewards Premier Business Credit Card. Each of the cards offers significant sign up bonus to get you started quickly, and after meeting certain requirements within the first 3 months you can start earning rewards. 

Here’s a breakdown of the IHG credit card sign up bonus and offers for new cardmembers:

• Chase IHG Rewards Premier Credit Card ($99 annual fee): This IHG credit card review highlights its 140,000 sign up bonus IHG Rewards points for spending at least $3,000 in the first three months.
• Chase IHG Rewards Traveler Credit Card (No annual fee): Offers 80,000 sign up bonus IHG Rewards points for spending a minimum of $2,000 within the first three months.
• Chase IHG Rewards Premier Business Credit Card ($99 annual fee): Provides a 140,000 sign up bonus IHG Rewards points incentive for spending at least $3,000 in the initial three months.

Here we have listed the standard welcome bonus offers that are offered. But sometimes you may see temporary increased promotional offers. For example, the last offer.

Last Increased Welcome Bonuses

IHG One Rewards Traveler Credit Card (personal, $0 annual fee): 2 free nights (up to 50k points each) + 40,000 bonus points after $2,000 in 3 months. That’s up to 140k points of value if you hit the max on the two nights. You also earn up to 17x total at IHG when stacking member + Silver status (included with the card) + card earn.

IHG One Rewards Premier Credit Card (personal, $99 annual fee): 165,000 points after $3,000 in 3 months—a clear bump versus prior public offers. Ongoing earn is up to 26x total at IHG stays (member + automatic Platinum from the card + card earn), 5x on travel/dining/gas, and 3x everywhere else.

IHG One Rewards Premier Business Credit Card ($99 annual fee): Up to 200,000 points—140k after $4,000 in 3 months + another 60k after $9,000 total in 6 months. That’s one of the richest IHG business offers we’ve seen. Earn structure includes 5x on travel, dining, gas, office supply, and even social media/search ads, 3x everywhere else, and up to 26x on IHG stays with Platinum from the card.

Which IHG Card Should You Get?

Elevated offers are live—choose based on how you travel and which perks you’ll actually use.

IHG One Rewards Traveler

$0 annual fee • Welcome: 2 Free Nights (up to 50k each) + 40k points after $2,000 in 3 months

Earning highlights

• 5× at IHG hotels (card earn).
• 3× dining, utilities, select streaming, gas stations.
• 2× all other purchases.
• Stack at IHG stays: up to 17× total (10× member + ~2× Silver + 5× card).

Key advantages

• Automatic Silver Elite status.
• 4th Reward Night Free on 4+ night points stays (≈25% points savings on 4-night blocks).
• No foreign transaction fees.
• Does not include Anniversary Free Night or Global Entry/TSA PreCheck credit (those are on Premier & Premier Business).

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IHG One Rewards Premier

Best for Most

$99 annual fee • Welcome: 165,000 points after $3,000 in 3 months

Earning highlights

• 10× at IHG hotels (card earn).
• 5× travel, restaurants, gas stations.
• 3× all other purchases.
• Stackable total at IHG stays: **up to 26×** (10× base member + ~6× Platinum + 10× card).

Key advantages

• Anniversary Free Night up to 40k points with top-off allowed.
• 4th Reward Night Free on point stays of 4+ consecutive nights (≈25% points savings).
• Automatic Platinum Elite; Global Entry/TSA PreCheck credit every 4 years.
• No foreign transaction fees.

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IHG One Rewards Premier Business

$99 annual fee • Welcome (limited time): up to 200,000 points — 140k after $4,000 in 3 months + 60k after $9,000 in 6 months

Earning highlights

• 10× at IHG hotels (card earn).
• 5× travel, dining, gas, office-supply stores, and eligible online ads (search/social).
• 3× all other purchases.
• Stackable total at IHG stays: **up to 26×** (10× base member + ~6× Platinum + 10× card).

Key advantages

• Anniversary Free Night up to 40k points with top-off.
• 4th Reward Night Free on point stays of 4+ consecutive nights.
• Automatic Platinum Elite; Global Entry/TSA PreCheck credit every 4 years.
• No foreign transaction fees.

Apply Now

“Up to ××” totals at IHG reflect 10× base member earn + elite bonus (from card status) + card earn. Terms and offers change—always confirm current issuer details.

These IHG credit card bonus points can unlock an eight-night stay in Dubai at the InterContinental Hotel or a four-night stay in Sydney at the 5-Star Kimpton Margot Sydney hotel, with points to spare for other IHG Rewards like airline miles with partners, free nights at over 6,000 properties, and more.

Earn More Points with IHG Rewards Credit Cards

Let’s take a look at the rewards earning structure for the IHG credit card. This is how many reward points you can earn for every dollar you spend in different spending categories.

IHG Rewards Premier Credit Card

• Up to 26x points at IHG Hotels & Resorts
• 5x points on travel, restaurants, and gas stations
• 3x points on other purchases

For a more detailed review of the IHG Rewards Premier credit card, see our special article.

Example: If you spend $50 on a meal at a restaurant, you earn 250 points (5x $50).

IHG Rewards Traveler Credit Card

• Up to 17x points at IHG Hotels & Resorts
• 3x points on dining, gas stations, utilities, and streaming services
• 2x points on other purchases

IHG Rewards Premier Business Credit Card

• Up to 26x points at IHG Hotels & Resorts
• 5x points on travel, dining, gas stations, and certain business expenses
• 3x points on other purchases

And that’s just the accrual of rewards, each card also offers a number of additional benefits.

IHG Credit Card Benefits

Fourth Night Free on Award Stays

Redeem points for a four-night consecutive stay at IHG properties, and the fourth night is free.

Automatic Elite Status

When you apply for a credit card, you automatically receive elite status in the IHG One Rewards program, without having to earn Qualified Nights or Qualified Points. The higher your level, the more benefits you receive.

• Traveler Card: Silver Elite status; upgrade to Gold Elite after $10,000 in annual spending.
• Premier and Business Cards: Platinum Elite status; upgrade to Diamond Elite after $40,000 in annual spending.

Annual Free Night Certificate

• Premier and Business Cards: Receive one free night annually (valid for properties up to 40,000 points) on your card anniversary. Option to “top off” with points for higher-value stays.

Global Entry/TSA PreCheck/NEXUS Fee Credit

• Up to $100 statement credit every four years for expedited travel application fees (Premier and Business Cards).

No Foreign Transaction Fees

• Use your card internationally without incurring extra fees.

United TravelBank Cash

• Up to $50 annually for United Airlines flights (Premier and Business Cards).

Flexible Earning Rates

• Up to 26x points at IHG Hotels & Resorts (includes base points, cardholder bonuses, and elite bonuses).
• Elevated multipliers for spending in specific categories like travel, dining, gas stations, and select business expenses.

Employee Card Options (Business Card Only)

• Add employee cards with customizable spending limits to manage business expenses while earning rewards.

This table provides a clear overview of each card’s benefits, helping you choose the one that best aligns with your travel and spending habits.

These point bonuses could score you an eight-night stay in Dubai at the InterContinental Hotel for just 120,000 IHG Rewards Points or cash in 109,000 IHG Rewards Club Points for a four-night stay in Sydney at the 5-Star Kimpton Margot Sydney hotel. And with points to spare, you can spend or save on these other IHG Rewards:

• Redeem points for airline miles with airline partners
• Free nights at more than 6,000 IHG properties
• Discounted rooms when combining points and cash
• Add IHG Experiences to your trip
• Shopping Discounts
• Donate to a non-profit organization

Travelers who want to get the most rewards can open an account for the Chase IHG® Rewards Premier Credit Card and earn the biggest point bonus offer ever! However, with no annual fee and lower spending required to get the bonus points, the Chase IHG® Rewards Traveler Credit Card is an excellent option for budget travelers. The trip ideas are essentially free with the latter thanks to the IHG Reward points sign-up bonus covering the entire cost of your stay.

Are the IHG Rewards Credit Card Offers Worth It?

The IHG Premier Credit Card, in particular, stands out in this IHG credit card review. With the IHG Rewards Traveler Credit Card, you can enjoy free trip opportunities without an annual fee, making it an excellent choice for budget travelers. However, be mindful of the variable APR of 20.24-27.24% across all IHG credit cards. It’s crucial to understand all pricing and fees before applying.

Is the IHG Premier Credit Card worth it? For many, the answer is yes, especially with the IHG credit card transfer partners adding flexibility to how you can use your points. Browse our trip inspiration and let us know where you’d go with the IHG Reward points sign-up bonus!