Credit Cards With Priority Pass: Which Ones Give Access To Lounge
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Want to avoid the crowds and relax in comfort before your flight? Some credit cards with Priority Pass make this possible by offering access to lounges at airports around the world. Whether you’re looking for unlimited visits or just a few perks per year, this guide will help you find the best travel credit cards that include Priority Pass membership—so you can choose the option that fits your travel style and budget.
To begin with, let’s look at the options for Priority Pass membership programs and what makes them different.
Priority Pass and Priority Pass Select Membership Programs
Priority Pass and Priority Pass Select are both membership programs that provide access to a global network of airport lounges and related amenities. While they offer similar core benefits, there are key differences in how they are obtained, their pricing structures, and certain usage policies.
What Is Priority Pass?
Priority Pass is a membership program that grants access to over 1,700 airport lounges and experiences worldwide. Members can enjoy amenities such as comfortable seating, complimentary food and beverages, Wi-Fi, and more, regardless of the airline or class of service they’re flying.
There are three primary membership tiers available for purchase directly from Priority Pass:
- Standard: Annual fee of $99; members pay $35 per lounge visit.
- Standard Plus: Annual fee of $329; includes 10 free visits, then $35 per additional visit.
- Prestige: Annual fee of $469; offers unlimited free visits for the member, with guests at $35 each.
These memberships are ideal for travelers who want flexibility and are willing to pay for access based on their travel frequency.
You can purchase a Priority Pass membership on the official website here.
What Is Priority Pass Select?
Priority Pass Select is a version of the Priority Pass membership offered exclusively through select U.S.-based financial institutions, typically as a complimentary benefit with premium credit cards. It provides access to the same network of lounges as the standard Priority Pass membership.
However, the specific benefits, such as the number of free visits and guest policies, can vary depending on the credit card issuer. For example, some cards may offer unlimited visits with complimentary guest access, while others may have limitations or fees for guests.
Key Differences Between Priority Pass and Priority Pass Select
| Feature | Priority Pass (Direct Purchase) | Priority Pass Select (Credit Card Benefit) |
|---|---|---|
| How to Obtain | Purchase directly from Priority Pass | Included with select U.S. credit cards |
| Annual Fee | $99–$469, depending on membership tier | Included as a benefit; varies by credit card |
| Lounge Access | Access to over 1,700 lounges worldwide | Same as Priority Pass |
| Guest Access | Varies by membership tier; fees may apply | Varies by credit card issuer; some offer free guests |
| Restaurant Access | Included in some memberships | Varies; some credit cards exclude restaurant benefits |
| Enrollment Required | Yes, upon purchase | Yes, through credit card issuer |
Next, let’s take a closer look at premium personal cards and business cards that provide access to lounges as one of their benefits.
Credit Cards That Provide Priority Pass Access
Several premium credit cards offer membership in the Priority Pass Select program, which provides access to more than 1,300 airport lounges worldwide. Benefits vary by card, including differences in guest policies, restaurant access, and additional perks. Below is a list of credit cards that provide access to Priority Pass as one of the benefits.
1. U.S. Bank Altitude Connect Visa Signature Card
If you’re searching for the cheapest credit card with Priority Pass benefits, the U.S. Bank Altitude Connect Visa Signature Card is worth a closer look. It has a $0 annual fee, making it an attractive option for those looking for a Priority Pass credit card with no annual fee.
- Annual Fee: $0
- Lounge Access: Includes a complimentary Priority Pass Select membership, granting 4 free visits per membership year to over 1,600 airport lounges worldwide. Each guest accompanying you counts as an additional visit.
- Authorized Users: Authorized users can be added at no additional cost; however, they do not receive their own Priority Pass Select membership.
- Additional Perks: Up to $100 in statement credits for application fees once every four years, including trip cancellation/interruption insurance and trip delay reimbursement.
- Restaurant Access: The Priority Pass Select membership associated with this card does not include access to airport restaurants, cafes, or markets within the Priority Pass network.
2. Capital One Venture X Rewards Credit Card
The Capital One Venture X Rewards Credit Card offers travelers premium benefits, including unlimited access to over 1,300 airport lounges worldwide through Priority Pass and Capital One Lounges. Cardholders also enjoy a $300 annual travel credit, 10,000 bonus miles each anniversary, and elevated rewards on travel bookings made through Capital One Travel.
- Annual Fee: $395
- Lounge Access: Unlimited visits for the cardholder and up to two guests per visit.
- Authorized Users: Can be added at no additional cost; each receives their own Priority Pass membership.
- Additional Perks: Access to Capital One Lounges, $300 annual travel credit, and 10,000 bonus miles on each account anniversary.
- Restaurant Access: As of January 2025, Priority Pass restaurant benefits are no longer included.
3. Chase Sapphire Reserve
The Chase Sapphire Reserve offers travelers unlimited access to over 1,300 Priority Pass lounges worldwide, along with Chase Sapphire Lounges for the cardholder and up to two guests. Cardholders also benefit from a $300 annual travel credit and 3x points on travel and dining purchases.
- Annual Fee: $550
- Lounge Access: Unlimited visits for the cardholder and up to two guests per visit; additional guests are $27 each.
- Authorized Users: Each authorized user (annual fee applies) receives their own Priority Pass membership.
- Additional Perks: Access to Chase Sapphire Lounges, $300 annual travel credit, and 3x points on travel and dining.
- Restaurant Access: Includes access to Priority Pass-affiliated restaurants.
4. Platinum Card from American Express
The Platinum Card from American Express provides travelers with access to the Global Lounge Collection, including Priority Pass lounges, Centurion Lounges, and Delta Sky Clubs when flying Delta. Additional perks include 5x Membership Rewards points on flights booked directly with airlines or through American Express Travel.
- Annual Fee: $695
- Lounge Access: Unlimited visits for the cardholder and up to two guests per visit; additional guests are $35 each.
- Authorized Users: Each authorized user (annual fee applies) must enroll separately to receive their own Priority Pass membership.
- Additional Perks: Access to Amex Centurion Lounges, Delta Sky Clubs (when flying Delta), and various hotel elite statuses.
- Restaurant Access: Does not include access to Priority Pass-affiliated restaurants.
5. Marriott Bonvoy Brilliant American Express Card
The Marriott Bonvoy Brilliant American Express Card grants travelers unlimited Priority Pass lounge visits and Marriott Bonvoy Platinum Elite status. Cardholders also receive up to $300 in dining statement credits annually and a free night award each year.
- Annual Fee: $650
- Lounge Access: Unlimited visits for the cardholder and up to two guests per visit; additional guests are $35 each.
- Additional Perks: Complimentary Marriott Bonvoy Platinum Elite status, annual free night award, and up to $300 in dining credits.
- Restaurant Access: Does not include access to Priority Pass-affiliated restaurants.
6. Bank of America Premium Rewards Elite Credit Card
The Bank of America Premium Rewards Elite Credit Card provides travelers with unlimited Priority Pass lounge access. Additional benefits include up to $300 in annual airline incidental statement credits and 2x points on travel and dining purchases.
- Annual Fee: $550
- Lounge Access: Unlimited visits for the cardholder and up to two guests per visit; additional guests are $35 each.
- Additional Perks: Up to $300 in annual travel credits, TSA PreCheck/Global Entry fee reimbursement, and enhanced rewards for Bank of America Preferred Rewards members.
- Restaurant Access: Includes access to Priority Pass-affiliated restaurants.
7. U.S. Bank FlexPerks Reserve Visa Infinite Card (No longer accepting new applications)
The U.S. Bank FlexPerks Reserve Visa Infinite Card offers travelers up to four complimentary Priority Pass lounge visits per year. Cardholders also enjoy a $325 annual travel credit and 3x points on travel and mobile wallet purchases.
- Annual Fee: $400
- Lounge Access: 8 complimentary visits per 12-month Priority Pass membership year for the cardholder or guests; additional visits are $35 each.
- Additional Perks: $325 annual travel credit, 3x points on travel and mobile wallet purchases, and TSA PreCheck/Global Entry fee reimbursement.
- Restaurant Access: Includes access to Priority Pass-affiliated restaurants.
8. Citi Prestige Card (No longer accepting new applications)
The Citi Prestige Card offers travelers premium benefits, including unlimited access to over 1,400 Priority Pass lounges worldwide, with the added advantage of credits at participating airport restaurants. Cardholders also enjoy 5x ThankYou points on air travel and dining, a $250 annual travel credit, and the opportunity to receive a fourth night free on hotel stays twice per year when booked through the Citi Travel portal.
- Annual Fee: $495
- Lounge Access: Unlimited visits for the cardholder and up to two guests or immediate family members per visit; additional guests are $27 each.
- Additional Perks: 4th night free on hotel stays, 5x points on air travel and dining, and various travel protections.
- Restaurant Access: Includes access to Priority Pass-affiliated restaurants.
9. JetBlue Premier World Elite Mastercard
The JetBlue Plus Card offers travelers 6x points on JetBlue purchases and a free first-checked bag for the cardholder and up to three companions on the same reservation. While it does not include Priority Pass lounge access, it provides valuable perks for JetBlue frequent flyers.
- Annual Fee: $499
- Lounge Access: Priority Pass lounge access included; specific details on visit limits and guest policies are not specified.
- Additional Perks: Early boarding, free checked bags, up to $420 in statement credits every four years for Global Entry or TSA PreCheck and Paisly by JetBlue purchases, and an anniversary bonus of 5,000 points.
10. Ritz-Carlton Credit Card (No longer accepting new applications)
The card is no longer available to new applicants. The only way to get it is by changing the product from an existing Chase Marriott Bonvoy card, such as the Bonvoy Boundless or Bonvoy Bold.
- Annual Fee: $450 per year
- Lounge Access: Grants unlimited access to over 1,700 airport lounges worldwide. Allows unlimited guests per visit; however, individual lounges may impose their own guest limits due to capacity constraints. Authorized users can be added at no additional cost.
Each authorized user receives their own Priority Pass Select membership, including the same lounge access and guest privileges as the primary cardholder. - Additional Perks: Provides unlimited access to Chase Sapphire Lounges for the cardholder and unlimited guests, $300 Annual Travel Credit, Marriott Bonvoy Gold Elite Status, Annual Free Night Award, three (3) certificates per year for Ritz-Carlton Club Level room upgrades, up to $100 statement credit every four years for application fees, Covers theft and collision damage for rental cars, provides reimbursement for non-refundable travel expenses due to covered reasons, covers lost or damaged luggage up to a certain amount, no foreign transaction fees.
- Restaurant Access: As of July 1, 2024, Priority Pass Select membership does not include access to Priority Pass restaurants, cafes and markets at airports.
Summary Table
| Credit Card | Annual Fee | Lounge Access Details |
|---|---|---|
| U.S. Bank Altitude Connect Visa Signature Card | $0 | 4 visits/year; |
| Capital One Venture X Rewards Credit Card | $395 | Unlimited visits; cardholder + 2 guests; authorized users* included |
| Chase Sapphire Reserve | $550 | Unlimited visits; cardholder + 2 guests; authorized users* included |
| The Platinum Card from American Express | $695 | Unlimited visits; cardholder + 2 guests; authorized users* (for a fee) |
| Marriott Bonvoy Brilliant American Express Card | $650 | Unlimited visits; cardholder + 2 guests |
| U.S. Bank FlexPerks Reserve Visa Infinite Card | $400 | 8 visits/year; $35 per additional visit |
| Bank of America Premium Rewards Elite Credit Card | $550 | Unlimited visits; cardholder + 2 guests |
| JetBlue Premier World Elite Mastercard | $499 | Priority Pass access; specific details not specified |
| Ritz-Carlton Credit Card | $450 | Unlimited visits; cardholder + unlimited number of guests; authorized users* included |
Note: Enrollment in Priority Pass Select is required for all cards offering this benefit. Additionally, access to participating airport restaurants through Priority Pass may be excluded for certain cards.
*An authorized user is someone you authorize to make purchases from your credit account. They receive their own card (linked to your account), but are not legally responsible for paying your bills. You, as the primary cardholder, are fully responsible. In the case of Priority Passes, whether the authorized user receives the same privileges in lounges depends on the issuer and the specific terms of the card (see the table above and the card terms for details)
If you’re looking for the most cost-effective way to gain access to Priority Pass lounges, the Altitude Connect Visa Signature card from Altitude American Bank is the only option that provides this benefit without an annual fee. But note that it only provides four free Priority Pass lounge visits per year, the next highest annual fee ($395) Capital One Venture X Rewards credit card includes unlimited Priority Pass lounge visits and allows up to four authorized users to have their own Priority Pass memberships at no additional cost.
When choosing a credit card for Priority Pass lounge access, consider factors such as the annual fee, guest policies, additional travel perks, and whether restaurant access is included. This will help you select a card that best aligns with your travel habits and preferences.
Which Business Credit Cards Give You Airport Lounge Access?
Do you frequently fly for business? Several business credit cards also offer free access to Priority Pass and other premium lounges, making your travels more comfortable and rewarding.
1. Capital One Venture X Business
The Capital One Venture X Business card offers travelers unlimited access to over 1,300 airport lounges worldwide through Priority Pass and Capital One Lounges. Cardholders also benefit from a $300 annual travel credit, 10,000 bonus miles each anniversary, and elevated rewards on travel bookings made through Capital One Travel.
- Annual Fee: $395.
- Lounge Access: Unlimited complimentary access to Capital One Lounges and over 1,700 Priority Pass lounges worldwide for the primary cardholder and up to two guests per visit.
- Authorized Users: You can add authorized users at no additional cost. Each authorized user receives their own lounge access, including the same guest privileges.
- Additional Perks:
- $300 annual travel credit for bookings through Capital One Travel.
- 10,000 bonus miles every account anniversary.
- Up to $100 credit for Global Entry or TSA PreCheck application fees.
- $300 annual travel credit for bookings through Capital One Travel.
- Restaurant Access: While the card offers access to airport lounges that may include complimentary food and beverages, it does not provide specific dining or restaurant benefits outside of lounge access.
2. The Business Platinum Card from American Express
The Business Platinum Card from American Express provides travelers with access to the Global Lounge Collection, including Priority Pass lounges, Centurion Lounges, and Delta Sky Clubs when flying Delta. Additional perks include 5x Membership Rewards points on flights and prepaid hotels booked through Amex Travel, and benefits through the Fine Hotels + Resorts program.
- Annual Fee: $695.
- Lounge Access: Access to over 1,400 airport lounges globally through the American Express Global Lounge Collection, including Centurion Lounges, Priority Pass Select lounges (enrollment required), Delta Sky Clubs (when flying Delta), and more.
- Authorized Users: Adding an authorized user with a Business Platinum Card carries an annual fee of $350 per card. These users receive similar lounge access and other travel benefits. Alternatively, you can add Business Gold or Green cards for employees at lower or no additional fees, but these do not include the same level of benefits.
- Additional Perks:
- 5x Membership Rewards points on flights and prepaid hotels booked through Amex Travel.
- Up to $200 airline fee credit annually for incidental fees at one selected airline.
- Up to $100 credit for Global Entry or TSA PreCheck application fees.
- Hotel and rental car elite status with participating partners.
- 5x Membership Rewards points on flights and prepaid hotels booked through Amex Travel.
- Restaurant Access: The card does not offer specific dining or restaurant benefits outside of the amenities provided within the lounge access.
3. U.S. Bank Business Altitude Connect World Elite Mastercard
The U.S. Bank Business Altitude Connect World Elite Mastercard offers travelers up to four complimentary Priority Pass lounge visits per year. Cardholders also earn elevated rewards on travel, gas stations, and EV charging stations, with a $0 introductory annual fee for the first year ($95 thereafter).
- Annual Fee: $95, waived for the first year.
- Lounge Access: Up to four complimentary visits per year to participating Priority Pass lounges.
- Authorized Users: Information on authorized user policies and any associated fees is not specified in the provided sources.
- Additional Perks:
- Earn 5x points on prepaid hotels and car rentals booked directly in the Travel Rewards Center.
- Earn 4x points on travel, gas stations, and EV charging stations.
- Up to $100 statement credit for TSA PreCheck or Global Entry application fees.
- Earn 5x points on prepaid hotels and car rentals booked directly in the Travel Rewards Center.
- Restaurant Access: This card does not provide specific dining or restaurant benefits beyond the amenities available through Priority Pass lounge visits.
It’s important to note that while other business cards may offer airport lounge access, they often do so through proprietary lounges or airline-specific programs rather than Priority Pass. For instance, the Delta SkyMiles Reserve Business American Express Card provides access to Delta Sky Clubs and American Express Centurion Lounges when flying Delta, but not to Priority Pass lounges.
Therefore, if Priority Pass access is a priority for your business travel needs, the aforementioned cards are the primary options to consider.
Credit Cards That No Longer Offer Priority Pass Benefits
Hilton Honors American Express Cards
All Hilton Honors American Express cards have discontinued their Priority Pass benefits:
- Hilton Honors American Express Aspire Card: Priority Pass access ended for enrollments before January 31, 2023, on February 1, 2024; for enrollments between February 1, 2023, and January 31, 2024, the benefit ended on November 1, 2024.
- Hilton Honors American Express Surpass Card: The Priority Pass benefit concluded on the same dates as the Aspire Card, depending on the enrollment date.
- Hilton Honors American Express Business Card: For enrollments on or before June 30, 2023, the benefit ended on July 1, 2024; for enrollments between July 1, 2023, and June 30, 2024, it ended on April 1, 2025.
These changes mean Hilton cardholders no longer have access to Priority Pass lounges.
Also, as noted earlier, some cards no longer have access to Priority Pass-affiliated airport restaurants, cafes, and markets, reducing the overall value of Priority Pass benefits to cardholders. These changes have affected cards such as the Chase Sapphire Reserve, Capital One Venture X Rewards Credit Card, and The Ritz-Carlton Credit Card.
How to Choose the Right Card for You
Choosing the best credit card with Priority Pass benefits depends on personal travel habits and priorities:
- Frequency of Travel: Heavy international travelers might benefit more from cards with extensive lounge networks compared to occasional flyers.
- Annual Fees vs. Benefits: Consider the overall cost relative to benefits.
- Lifestyle Perks: Evaluate whether supplementary perks such as dining credits at exclusive restaurants or additional guest access (e.g., authorized user Priority Pass benefits) fit your lifestyle.
Conclusion
In today’s competitive market, many credit cards offer Priority Pass access as an essential travel benefit, making it easier than ever to enjoy a more comfortable airport experience. From premium options like American Express Platinum – complete with dining and authorized user benefits – to cost-effective choices aimed at the budget traveler, understanding your options is the first step towards maximizing your travel rewards.
By balancing annual fees, travel frequency, and additional perks, you can select the card that not only meets your Priority Pass needs but also enhances your overall travel experience.
Happy travels!
