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Wells Fargo is cutting three of its Rewards program’s most flexible features, and the clock is almost out: gifting points to another cardholder and automatic redemptions both stop on September 25, 2026 — two days from now. A separate change, automatic pooling of rewards across your own multiple Wells Fargo cards, has already been switched off. (First reported by Miles to Memories, with earning-account details confirmed by Frequent Miler and Doctor of Credit.)
What’s Changing
- Automatic pooling of your own rewards is already off. If you hold more than one Wells Fargo card earning the same rewards currency, those balances used to combine into a single number automatically. That stopped earlier this year — each card now shows its own separate balance. You can still move rewards between your own accounts manually; Wells Fargo just won’t do it for you anymore.
- Gifting rewards to someone else ends September 25, 2026. Sending your points or cash back to another Wells Fargo cardholder’s account — a common workaround for consolidating a family’s rewards onto one card — won’t be possible after this date.
- Automatic redemptions end September 25, 2026. If your account is set to automatically redeem rewards as a statement credit or deposit once you hit a threshold, that setting stops working. Every redemption will need to be triggered manually from that point on.
- Cruise redemptions and the travel portal changed earlier too. As of June 30, 2026, Wells Fargo swapped its travel-booking partner — from Aspire Loyalty Travel Solutions to Aspire Lifestyles (AMERICAS) Inc. — and dropped cruises as a redemption option through the portal entirely.
Which Cards Are Affected
The change applies broadly across Wells Fargo’s points-earning card lineup, including the Autograph and Autograph Journey cards and the Attune card. If you’re weighing the two flagship options, our Autograph vs. Autograph Journey breakdown covers how each card earns and redeems.
One notable exception: the Wells Fargo-issued Bilt Mastercard runs on Bilt’s own separate rewards program, not Wells Fargo’s Go Far Rewards system — these changes don’t touch Bilt points.
What to Do Before September 25
- If you’ve been sending points to a family member’s account to consolidate a household’s rewards, do it now — that door closes September 25.
- Check whether automatic redemption is turned on for your account. If it is and you’d rather choose how your points get spent than default to a statement credit, log in and review the setting before it becomes manual-only.
- If you were counting on pooling to manage rewards across several of your own cards, don’t panic — only the automatic part stopped. You can still consolidate manually; you’ll just need to log in and move the rewards yourself. See our full Wells Fargo Rewards guide (linked above) for how balances and transfers work now, and check whether your points expire if they sit unredeemed.
Bottom Line
None of this shuts down Wells Fargo Rewards outright, but it does close off the shortcuts that made managing points across a household or multiple cards easy. If you rely on any of these features — gifting especially — this week is the one to act, not next month.