Citi to Wyndham 25% Bonus Transfer (Through September 20, 2025)
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Offer Ends: 09/20/2025
Citi recently launched a 25% bonus for transferring funds to Wyndham Rewards. This is already the fifth bonus offer since the partnership began. Let’s examine the details of the offer and its value, what to look for, and when it really makes sense.
What’s the Deal?
- Offer Window: Now through September 20, 2025 — Citi gives you a 25% bonus when transferring ThankYou Points to Wyndham Rewards.
- Ratio Changes:
- Holders of Strata Elite or the Strata Premier (or a legacy Prestige) cards get 1,250 Wyndham points per 1,000 Citi points.
- If you have no-fee Citi cards like Double Cash, Rewards+, Custom Cash, or Strata (no suffix), you’re at 875 Wyndham points per 1,000 Citi points post-bonus.
- Logistics: Transfers go in 1,000-point blocks and usually post within 24 hours, though Citi allows up to 5 business days.
Putting the Bonus in Context
| Factor | Insight |
|---|---|
| Wyndham Redemption Tiers | Fixed pricing: 7,500, 15,000, or 30,000 points—no need to juggle award calendars. |
| Vacation Club | New low entry at 7,500 Wyndham points per night: that’s just 6,000 Citi points during this bonus. VIP deal status—but availability can be tight. |
| Vacasa Rentals | Book vacation homes via Wyndham: typically 15,000 points per bedroom per night. That’s 12,000 Citi points (or 11k with Wyndham cardholder discount). Value depends on cash rates. |
| Points Expiration | Double-layered policy: 18 months of inactivity = expiration (Citi transfers reset this), but every point automatically expires after 4 years from issuance. |
Should You Transfer if You Don’t Have Enough Wyndham Points?
Here’s the thing — Citi transfers can be useful for topping off your Wyndham account, but the math only works in certain situations.
Yes, if:
- You’re close to an award threshold (7,500 / 15,000 / 30,000 Wyndham points) and need a small top-up.
- You’ve already found an award space at a property or a Vacasa rental you plan to book. In this case, transferring just enough Citi points can unlock an entire stay you couldn’t cover otherwise.
No, if:
- You’re transferring without a booking in mind.
- You’re far from an award threshold — for example, transferring 3,000 Citi points (→ 3,750 Wyndham with bonus) won’t get you close to even the cheapest 7,500-point redemption.
Think of Wyndham transfers as a strategic top-up, not a go-to use of Citi points. Only transfer the amount needed to secure an existing booking.
How to Transfer Points, Step-by-Step Instructions
- Go to thankyou.com/partnerProgramsListing.htm
- Sign in to your Citi account
- Select “Points Transfer”
- Choose Wyndham Rewards
- Enter the number of points (in 1,000-point increments) and your Wyndham Rewards account info
- Confirm to transfer—you’re done!
How Often Has Citi Offered Bonuses for Wyndham Transfers?
| Date | Bonus Offered |
|---|---|
| August/Mid September 2025 | +25% bonus |
| ~Apr/Mid May 2025 | +25% bonus — our current event |
| Jun 21 2025 (Expired) | +25% bonus |
| Nov 16 2024 | +20% bonus — targeted to select cardholders |
| ~Mar 2024 | Data shows a pattern of ~+20–25%, but specific bonus details from that year are less clearly tied to Wyndham |
| Sep 2023 | +20% bonus — as part of early partnership testing |
Final Conclusion
The 25% Citi bonus for transferring Wyndham points is most beneficial if you plan to book expensive stays during peak travel periods when cash rates are typically inflated. But if you transfer points without a plan, you may receive mediocre benefits.
