Chase Ink Business Preferred 100K Welcome Bonus Offer Accessible for More Businesses

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Business owners in the market for a new rewards card will get tons of travel perks with the Chase Ink Business Preferred credit card. Not only is it giving a sizable welcome bonus, but it also makes it easier to receive them with lower spending requirements. Now is a great time to load up on Chase Ultimate Rewards Points on a card that won’t add to your Chase 5/24 count!

New Welcome Bonus Offer

Chase Ink Business Preferred has a new cardmember offer for 100,000 bonus Ultimate Rewards points after spending at least $8,000 within the first three months. It has an annual fee of $95/yr.

The offer is in the upper range of welcome bonus offers—previous offers for the credit card range from 70,000 to 100,000 bonus points. Chase often varies the spending requirement depending on the number of bonus points. We typically see a minus spend of $15,000 in the first three months to get a 100,000 bonus. However, this limit is cut nearly in half to give even more business owners a chance to get the max rewards with the Chase Ink Business Preferred card.

Best Place to Spend with Chase Ink Business Preferred Credit Card

Since this is a business card, it gives several point-earning rewards based on spending in your business. If your business spends more than $8,000 in three months, especially in the following categories, you can get tons of points:

Cardholders earn 3x points per $1 spent on:

  • Advertising (social media and search engines)
  • Shipping services
  • Internet, phone, and cable
  • Travel

The Chase Ink Business Preferred Credit Card lets you have employee credit cards under the same account for no additional cost. Spending on all employee credit cards is eligible for earning points.

The 3x multiplier only applies to the first $150,000 in combined spending. The multiplier reduces to 1x point per $1 of any additional spending. For larger businesses, consider combining with another card like the American Express Business Gold Card, which earns 4x points on select business categories up to a cap of $150,000 before reducing to 1 point per dollar. This combination gives up to $300,000 in business spending to earn 3-4x points in programs with similar transfer partners like Delta Airlines, JetBlue, and Marriott Bonvoy.

Redeem Points for Travel

Travel is one of the best ways to redeem your Chase Ultimate Rewards points. Chase values the 100,000 bonus points at $1,250 when used with the Chase Ultimate Rewards travel portal. However, transferring your points to one of the many Chase travel partners can give you even more value for your points.

Chase Ultimate Rewards Portal

Opening an account with the Chase Ink Business Preferred Credit Card gives access to the Chase Ultimate Rewards Portal. This online shopping portal features great deals that benefit your business. Use points to checkout on, merchants who accept PayPal, Apple purchases, or more than 175 gift card brands. Other redemption rewards include Chase Dining, 450+ retailers on Shop through Chase, and experiences for treating clients or employee team-building. 

The travel category works as an aggregator, like Expedia, to offer members exclusive deals on trips redeemable with points.

A direct Cashback offer values 100,000 points at $1,000, but using the Chase Ultimate Rewards Portal gives a 25% spending bonus.

Transfer Partners

Source imaage United Media Room

Chase Ultimate Rewards points have one of the best lists of transfer partners across loyalty programs. With the 100,000 bonus points welcome offer, you can get a 1:1 exchange ratio with the hotels and airlines:


  • IHG
  • Marriott
  • Hyatt


  • Aer Lingus
  • Air Canada
  • Air France/KLM
  • British Airways
  • Emirates
  • Iberia
  • JetBlue
  • Singapore Airlines
  • Southwest Airlines
  • United Airlines
  • Virgin Atlantic

The welcome bonus is plenty of points to redeem for free flights or stays with many of these travel partners. For example, you can transfer 50,000 points to United Airlines MileagePlus Miles for a one-way business class flight from NYC to Maui, Hawaii. Or transfer 76,000 points to IHG One Rewards for a Christmas holiday stay at the InterContinental Hotels San Francisco.

Should You Get the Chase Ink Business Preferred Credit Card?

In addition to being great at earning Ultimate Rewards points, cardholders also get access to a few other travel perks, including:

  • Trip cancellation and trip insurance up to $5,000 per person and $10,000 per trip.
  • No foreign transaction fees on purchases outside the US

Other business credit cards have better perks for business travel, such as lounge access or exclusive benefits with co-branded credit cards.

Overall, the Chase Ink Business Preferred Credit Card is an excellent option for businesses that frequently spend in the point multiplier categories (advertising, shipping, telecom, and travel). It can be a great way to earn points for travel, but not necessarily the best to use while traveling due to a lack of travel perks for cardholders.

Bottom Line

The Chase Ink Business Preferred Credit Card comes with an enticing welcome bonus offer. Lowering the minimum spending requirement to $8,000 within the first three months allows more business owners to get the 100,000 bonus points which typically can’t reach the typical $15,000 minimum. The flexibility of the Chase Ultimate Rewards Points with transfer partners and the shopping portal means you’ll get $1,250+ in value for your business with the offer.

Let us know in the comments which is your favorite feature of the Chase Ink Business Preferred Credit Card.

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