Aeroplan Transfer Partners (US)
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Want to turn everyday spending and your hotel points into lie-flat seats (with a 5,000-point stopover)? Then you need to master Aeroplan transfer partners—not just the banks, but the non-bank routes too. In this guide, we’ll cover which credit card points transfer to Aeroplan (Amex, Chase, Capital One, Bilt) and the non-bank options from major hotel programs (think Marriott Bonvoy, Best Western, Choice, IHG, and more). You’ll get a printable Aeroplan transfer partners list with ratios and real-world timelines (e.g., Chase to Aeroplan transfer time), step-by-step instructions for how to transfer Amex points to Aeroplan, and smart ways to time moves using Aeroplan transfer bonus history. We’ll also answer the big questions—like “Can you transfer Aeroplan points to United?”—and highlight sweet spots you can actually book. Stick with us to the end and you’ll know exactly when to transfer, how many points to send, and how to squeeze premium-cabin trips out of bank and hotel balances alike.
Bank Transfers
Aeroplan (Air Canada’s loyalty currency) partners with all the major U.S. transferable points currencies. Specifically, American Express Membership Rewards, Chase Ultimate Rewards, Capital One Miles and Bilt Rewards all convert 1:1 into Aeroplan points.
For example, 1,000 Amex MR points or 1,000 Chase UR points both become 1,000 Aeroplan points upon transfer. Similarly, Capital One miles and Bilt points each convert at a full 1:1 rate. (By contrast, Citi ThankYou Rewards is not a partner – there is no way to send Citi points to Aeroplan.)
These transfer partnerships mean that many U.S. credit cards earn Aeroplan points indirectly. Cards like the Amex Platinum/Gold, Chase Sapphire (Reserve or Preferred) or Ink Business Preferred, Capital One Venture or Venture X, and even the Bilt Mastercard can all earn points that transfer into Aeroplan.
In fact, Chase now also issues an Aeroplan co-brand card in the U.S. – the Aeroplan Credit Card – which lets you earn Aeroplan points directly and provides a 10% bonus on Ultimate Rewards transfers.
| Program / Currency | Example Cards | Transfer Ratio | Approx. Transfer Time | Min. Transfer Increment |
|---|---|---|---|---|
| American Express Membership Rewards (MR) | AmEx Platinum, Gold, etc. | 1 MR : 1 Aeroplan | Typically instant – up to 30 minutes | 1,000 points |
| Chase Ultimate Rewards (UR) | Sapphire Reserve/Preferred, Ink | 1 UR : 1 Aeroplan | Usually next business day, but may take up to 7 business days | 1,000 points |
| Capital One Miles | Venture, Venture X, Spark | 1 Mile : 1 Aeroplan | Instant (transfers post in minutes) | 1,000 points |
| Bilt Rewards | Bilt World Elite Mastercard | 1 Point : 1 Aeroplan | Immediate (allow up to 48 hours) | 1,000 points (Silver+/Gold/Platinum members) 2,000 (Blue members) |
| Not a partner | Citi ThankYou, etc. | — | — | — |
How to Transfer Points
Once you have eligible points in one of these programs, transferring is straightforward via the issuer’s rewards portal.
In the Amex Membership Rewards portal, you simply select Aeroplan as the transfer partner and move points in 1,000-point batches (minimum 1,000).
Chase users go to the Ultimate Rewards site and send points to Aeroplan in 1,000-point increments.
Capital One users log into their online account and choose “Transfer Rewards”, while Bilt users do it in the Bilt app or website under the travel rewards section. All transfers are final and irreversible, so confirm your Aeroplan account details before initiating.
Each transfer partner has its own processing time: Amex transfers are very fast (most arrive within 30 minutes ), Capital One transfers post almost instantly, Bilt transfers typically post immediately (but may take a couple of days in rare cases), and Chase transfers usually post by the next business day (though Aeroplan notes they can take up to 7 business days in exceptional cases).
In practice, most users report Chase transfers arriving within 24 hours (sometimes almost instant), but always allow a few days if it’s your first time transferring.
Maximizing Aeroplan Value
Once the points appear in your Aeroplan account, you can use them for travel.
Aeroplan is known for excellent award rates and flexibility. You can book Air Canada or any of Aeroplan’s ~40 partner airlines, including all Star Alliance carriers (United, ANA, Air New Zealand, etc.) and others like Emirates, Etihad, Air France/KLM, Azul, and more.
For example, you can fly United Polaris business class from the U.S. to South America for as little as 60,000 points one-way, or ANA business class to Japan for 55,000 points. Aeroplan even allows stopovers on one-way awards for just 5,000 points, so you can add a free city to your trip. For instance, you could stop in Frankfurt on a North America–Delhi award and pay only a 5,000-point surcharge.
Top Redemption Tips
Look for high-value partner flights. Bulkhead business/first-class on ANA, EVA Air, Swiss, Turkish, or United often yields 3–5+ cents per point value. Since Aeroplan eliminated fuel surcharges on most partners (and never added them on United), taxes/fees are usually very reasonable. Also consider family pooling (combine points at no fee) and watch for transfer bonuses.
Aeroplan frequently runs 20–30% bonus promotions on Chase transfers in January/July, and the Aeroplan co-brand card gives a 10% bonus (up to 25,000 points) when you transfer 50,000+ Chase points. Stacking these bonuses can supercharge your Aeroplan balance.
| Dates (start → end) | From (→ Aeroplan) | Bonus | Effective ratio | Stacking / caps |
|---|---|---|---|---|
| Dec 9, 2024 → Jan 15, 2025 | Chase Ultimate Rewards → Aeroplan | +20% | 1:1.2 | Can stack with Chase Aeroplan card’s +10% kicker on 50k+ UR in one transfer (max +25k/yr). |
| Jun 5, 2025 → Jul 17, 2025 | Chase Ultimate Rewards → Aeroplan | +20% | 1:1.2 | Stacks to +30% if you also qualify for the Chase Aeroplan card’s +10% kicker (50k+ UR single transfer; +25k/yr cap). |
| Oct 1, 2025 → Oct 31, 2025 | Marriott Bonvoy → Aeroplan | +15% | 3:1 → 3:1.15 (on the Aeroplan side) | Historically, Marriott’s +5k miles per 60k Bonvoy transferred applies to most airline partners. |
| Ongoing (2025) | Chase UR → Aeroplan (for Chase Aeroplan cardholders) | +10% kicker | — | Triggered on single UR transfers of ≥50,000; max 25,000 bonus points per calendar year; posts within 7 days. |
Hotels, Car Rentals & Everyday Aeroplan Partners
Want more ways to grow your Aeroplan balance? Air Canada partners with hotels, car rental brands, and everyday merchants so you can earn (and sometimes transfer) points even when you’re not flying.
Hotels: transfer, book, or earn on cash stays
Transfer hotel points to Aeroplan. Current conversion partners & ratios (transfer times usually within 24 hours, but can take up to 72 hours):
- Marriott Bonvoy → Aeroplan: 3:1 (Marriott also adds +5,000 airline miles for every 60,000 Bonvoy transferred; Aeroplan periodically runs bonus promos, e.g., +15% in Oct 2025).
- Best Western Rewards → Aeroplan: 5:1.
- Choice Privileges → Aeroplan: 5:1.
- Coast Rewards → Aeroplan: 1:1.
- IHG One Rewards → Aeroplan: 5:1.
Redeem or earn via Air Canada’s hotel portal. Use Aeroplan HotelSavers to redeem points (often up to ~30% fewer points at partner hotels) or choose Points + Cash (50/50) if you’re short. Booking hotels with cash via Air Canada can also earn Aeroplan points.
Car rentals: Avis & Budget (earn + elite perks)
Earn on rentals: Book through Air Canada’s cars page to earn Aeroplan points on Avis and Budget worldwide; Air Canada advertises up to 4 points per $1 in some cases, while partner pages note ~1 point per $1 at participating locations (higher multipliers may appear via promos/booking path).
Status tie-ins: Aeroplan has a deep Avis partnership. Aeroplan 75K & Super Elite members and primary holders of an Aeroplan premium credit card can get Avis President’s Club; Aeroplan 25K/35K/50K (and core co-brand cardholders) can get Avis Preferred Plus. These tiers bring priority service and upgrades (availability-based).
If you hold Aeroplan elite status or a premium Aeroplan card, activate the Avis status match before your next rental to maximize upgrades and earning.
Everyday partners: stack easy points (some are Canada-only)
- Uber & Uber Eats: Link accounts to earn on eligible rides and orders directly in the Uber app.
- Starbucks: Link Starbucks Rewards to earn Aeroplan points on reloads and promos (Canada-based).
- Journie Rewards (fuel) and LCBO (Ontario): link or scan to earn Aeroplan on gas and retail (Canada-only).
- Aeroplan eStore: Shop 200+ retailers (Apple, Amazon, Sephora, etc.) and rack up points—helpful for U.S. members too.
Conclusion
In summary, U.S. cardholders have multiple easy ways to move points into Aeroplan. By leveraging Amex MR, Chase UR, Capital One, and Bilt transfers, you can tap into Aeroplan’s powerful award chart. Always check for current transfer bonuses (like the recent 20% on Chase–Aeroplan transfers) and combine them with the Aeroplan card’s bonus if you have it. With Aeroplan points, you can book dozens of airlines worldwide, add cheap stopovers, and often get more value than with other U.S. programs. Use the table above as a reference, and remember to plan redemptions ahead so you know exactly when to transfer. Aeroplan points are extremely valuable in today’s market – make sure you’re earning and transferring them efficiently.
