PointsCrowd is a community-supported platform. When you apply for a credit card, make an order, or otherwise interact with the advertisers through the links on this page we may earn an affiliate commission. This helps us maintain and develop the platform further at no cost to you.
The Atmos Rewards Ascent Visa Signature Card from Bank of America — Alaska and Hawaiian Airlines’ co-branded card — is currently offering up to 80,000 bonus points plus a $99 Companion Fare for new applicants. At a $95 annual fee, this is one of the stronger entry-level airline card offers right now. Here’s the exact structure and whether it’s worth applying for.
The Current Offer
| Tier 1 | 60,000 bonus points + $99 Companion Fare after $3,000 in purchases within 90 days |
| Tier 2 | Additional 20,000 bonus points after $5,000 total in purchases within the same 90 days |
| Total possible | 80,000 points + Companion Fare |
| Annual fee | $95 |
Welcome offers on this card have moved around a lot in 2026 — it’s shown up as 70,000 points on some pages and 50,000 on others at various points — so confirm the exact numbers on the application page before applying, since issuer offers can change without notice.
What the Companion Fare Covers
- $99 fare plus taxes and fees from $23, valid for 12 months from issuance
- Covers economy travel on Alaska or Hawaiian within the Americas, including flights within Hawaii
- Valid on all revenue economy fare classes
- A second Companion Fare is earned every account anniversary after $6,000 in spending during the prior cardmember year — so the welcome-offer fare isn’t a one-time perk if you keep the card and spend enough
This Companion Fare is a separate benefit from Atmos Rewards’ Global Companion Award, which is a points-based certificate reserved for the higher-tier Summit card (see comparison below) — don’t confuse the two when comparing offers.
Earning Rates and Other Benefits
- 3x on eligible Alaska and Hawaiian Airlines purchases
- 2x on eligible gas, EV charging, cable, streaming, and local transit (including rideshare)
- 1x on everything else, no foreign transaction fees
- First checked bag free for the cardholder and up to six companions on the same reservation when the card pays for the ticket (authorized users qualify too)
- Preferred boarding on Alaska flights, same companion/authorized-user rules as the free bag
- 20% back on Alaska and Hawaiian inflight food, drinks, and Wi-Fi when paying with the card
- $100 off an annual Alaska Lounge+ membership when purchased with the card
- 10% bonus on all points earned if you hold an eligible Bank of America banking account
- Elite status points at 1 point per $3 spent, with no annual cap
Ascent vs. Summit: Which Atmos Card Should You Get?
| Ascent | Summit | |
|---|---|---|
| Annual fee | $95 | $395 |
| Current welcome offer | Up to 80,000 points + $99 Companion Fare | 80,000 points + 25,000-point Global Companion Award |
| Spend requirement | $3,000 then $5,000 total, within 90 days | $4,000 within 90 days |
| Companion benefit value | $99 fare + taxes, one economy ticket, 12 months | Points-based certificate, broader route/cabin flexibility |
| Lounge access | $100 off Lounge+ membership only | Full lounge benefits (card-specific terms apply) |
Ascent is the better entry point for most flyers: a $95 fee is easy to justify against 80,000 points and a Companion Fare, and the ongoing annual Companion Fare keeps paying off after the first year. Summit’s $395 fee only makes sense if you’ll actually use the Global Companion Award and lounge access enough to offset the much higher cost — see our full Summit card bonus breakdown and the complete Atmos credit card guide for the rest of the lineup.
Eligibility Rules
- Holding other Atmos Rewards cards, personal or business, does not disqualify you from this offer.
- You generally aren’t eligible if you currently have or have previously held this exact card.
- No published minimum credit score, though approval odds improve meaningfully around 700+, and 740+ is a safer target.
- Bank of America also weighs your existing banking relationship, credit history, recent applications, and income.
Frequently Asked Questions
Spend $3,000 in the first 90 days to earn 60,000 points plus the $99 Companion Fare, then spend a total of $5,000 within that same 90-day window to earn an additional 20,000 points, for 80,000 points total. Yes. Holding another Atmos Rewards card, personal or business, does not disqualify you. You generally are not eligible, though, if you currently have or have previously held this exact Ascent card. The Companion Fare on the Ascent card is a flat $99 (plus taxes and fees from $23) fare for one economy ticket, valid 12 months. The Global Companion Award on the pricier Summit card is a points-based certificate with broader route and cabin flexibility. For most flyers, yes. An 80,000-point welcome bonus plus a $99 Companion Fare easily outweighs a $95 fee in the first year, and the card keeps earning you an annual Companion Fare after $6,000 in spending each cardmember year going forward.How do I earn the full 80,000-point bonus?
Can I get this bonus if I already have another Atmos Rewards card?
What is the difference between the Companion Fare and the Global Companion Award?
Is the Atmos Rewards Ascent card worth the $95 annual fee?
