Chase Aeroplan Card: Up to 100K Welcome Bonus
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Chase has relaunched an elevated up to 100,000-point welcome on the Aeroplan card. You’ll earn 75,000 points after $4,000 spend in 3 months, plus 25,000 points after $20,000 total spend in 12 months.
This is a strong return for a $95 card—especially if you can use Aeroplan’s wide partner network to book Star Alliance awards and specialty partner redemptions.
Why This Offer Can Be a Winner
The first tranche is straightforward: 75k for $4k. The second 25k acts like a 1.5625x “booster” on the next $16k of spend (25k ÷ 16k), before you count the card’s base earning. If you value Aeroplan points around 1.5¢ each, that 25k is roughly $375 in upside—about 2.3% back on that $16k chunk, on top of 1x–3x category earnings and monthly spend bonuses.
Aeroplan redemptions can easily beat cash-back values for long-haul premium cabins, so stockpiling 100k+ is compelling if a business-class trip is on your horizon. (Aeroplan partners exceed 45 airlines serving 1,300+ destinations.)
Card Highlights That Matter
Earn Points
You’ll earn 3x at grocery, dining (including delivery), and direct Air Canada purchases, 1x everywhere else, plus 500 bonus points for every $2,000 spent in a calendar month (up to 1,500 points per month). Points don’t expire while your Aeroplan card is open.
Complimentary Elite Status
New cardmembers also get Aeroplan 25K Elite Status for the rest of the calendar year and the next.
Keep 25K with $15,000 calendar-year card spend.
Chase Aeroplan “Level Up” — last call for 2025
If you’re already an Aeroplan Elite member, there’s still time to use the Chase Aeroplan Card’s Level Up: put $50,000 of purchases on the card by December 31, 2025, and Aeroplan will boost your 2026 status by one level (minimum 35K). Keep in mind, Aeroplan’s elite program changes on January 1, 2026, and Chase has flagged that the Level Up benefit is being replaced under the new framework—so 2025 is the year to lock this in if it fits your plans. Reports indicate Level Ups earned from 2025 spend will still be honored in 2026.
Travel Benefits
Free first checked bag applies on Air Canada for you and up to eight companions on the same reservation.
There’s also a built-in 10% bonus on one-time transfers of 50,000+ Chase Ultimate Rewards to Aeroplan (capped at 25k bonus/yr), a nice accelerator when you’re topping off for a specific award.
Redeeming Beyond Flights: Pay Yourself Back
Aeroplan points can offset recent purchases via Pay Yourself Back. In 2025, Chase added extra categories across the year:
- Gas stations & home improvement stores (Apr 1–Dec 31)
- Utilities & select department stores (Jul 1–Dec 31)
- Amazon.com (Oct 1–Dec 31)
Redemption rates vary by category; Chase confirms these windows on its PYB page. (Travel/dining/grocery/annual fee typically redeem at ~1.25¢/pt, while some promo categories have been 0.8¢/pt; Amazon’s rate is slated to be confirmed at launch.)
Note: travel PYB has a 200k-point annual cap in 2025.
What 100k Aeroplan Points Can Do
Think one-way business class to Europe or the Middle East with a reasonable co-pay, or multiple economy trips within North America with partners like United, plus sweet spots to Hawaii and the Caribbean.
Aeroplan doesn’t pass carrier surcharges on most partners, so your cash fees are often modest compared to other programs. (Always verify pricing for your exact routing.)
Who Should Go for It
This offer is best if you:
- Want Star Alliance reach with great partner access and mixed-cabin awards.
- Can make smart use of 100k+ within the next 12–18 months.
- Already spend meaningfully in grocery/dining or plan to push $20k total in year one.
- Value built-in 25K status and Air Canada perks.
If you prefer simple cash-back or don’t plan award travel soon, PYB softens the blow—but pure cash-back cards may be simpler for you.
Fine-Print You Shouldn’t Miss
- 24-month language: Not available if you currently have the Aeroplan card or earned its new-card bonus within the past 24 months.
- Offer timing: Chase lists this as a limited-time offer; the public landing page doesn’t show an end date. Apply from the official page to lock what you see at application time.
- Benefits shift in 2026: Aeroplan has announced program changes for 2026 that alter some elite-earning mechanics and card tie-ins (Level Up is being replaced by status-credit boosts). Plan with that in mind if you’re applying late in 2025.
Conclusion
For a $95 card, the 100k path is very competitive—especially if you’ll redeem for Star Alliance premium cabins. The 75k chunk is easy; the extra 25k can be worth chasing if you’ll naturally hit ~$20k in a year or you’ll direct non-bonused spend here. Add 25K status, free checked bags for a big party, and wide partner utility, and this is one of the more useful airline co-brands you can carry right now.
