Citi and American Airlines announced refreshed terms for two of their cobranded cards on October 27, 2026, and quietly added a new benefit to a third card two days earlier. Here’s what’s changing, when, and what it means if you already hold one of these cards.

The Fee Increase: Platinum Select and Business, $99 → $150

Effective January 24, 2027, the annual fee on both the Citi / AAdvantage Platinum Select and Citi AAdvantage Business World Elite Mastercard rises from $99 to $150. Two things worth knowing about the timing:

  • Existing cardholders don’t get charged $150 on January 24 itself — the new fee applies at your first renewal on or after that date, not retroactively mid-cycle.
  • New applicants still get the first year free. The $0 introductory annual fee is unchanged; you just pay $150 instead of $99 starting in year two.

What Both Cards Get in Return

The fee hike comes with a shared package of new benefits landing on both cards the same day:

  • 3X miles on eligible AAdvantage Hotels and AAdvantage Cars bookings (new category on both cards).
  • Up to $100/year in statement credits for inflight Wi-Fi, food, and beverage purchases — replacing the old 25% discount on those same purchases.
  • Up to $120 every four years toward Global Entry or TSA PreCheck application fees.
  • Expanded travel protections: trip delay, trip cancellation/interruption, rental car insurance, and lost/damaged baggage coverage.

Platinum Select Also Gets

  • 2X miles on select streaming services, and on eligible rideshare and rail purchases.
  • EV charging added to the existing 2X gas station category.
  • A complimentary Walmart+ membership.
  • 50% off a FOX One subscription.
  • Its anniversary flight discount (after $20,000 in card spend during the cardmember year) rises from $125 to $150.

Don’t confuse that flight discount with the Business card’s $99 companion certificate (a $30,000-spend benefit) — they’re different perks on different cards, and it’s an easy mix-up since both are anniversary rewards tied to a big annual-spend threshold.

The Business Card Also Gets

  • A selectable, uncapped 2X category — choose between U.S. shipping providers, office supply stores, or U.S. advertising services, and change your choice quarterly.
  • 25% off a Melio subscription plan (Melio is a business bill-pay platform).

Separately: the Executive Card Gets a $200 Dining Credit

Two days before the fee announcement, on October 25, 2026, Citi added a new benefit to the $695-fee AAdvantage Executive card: up to $200 a year in inKind dining credits, split into two $100 halves — one for January–June, one for July–December. To use it, add the card as a payment method in the inKind app, dine at one of its roughly 11,000 participating restaurants, and select the credit when you pay through the app. It doesn’t apply automatically just by swiping the card in person. The Executive card’s $695 fee itself isn’t changing — this credit simply chips away at it further.

Why This Matters

A $51 fee increase on two of American’s higher-volume cobranded cards is a real cost that existing cardholders will absorb at their next renewal after January 24, 2027 — not something to discover by surprise on a statement. Whether the new benefits offset it depends entirely on which ones you’d actually use: the $100 inflight credit and Global Entry credit alone cover nearly $220 of value if you’d use both, which clears the new $150 fee on their own for frequent flyers. If you’d use none of the new perks, the math is simply worse than it was under the $99 fee.

For a full breakdown of whether each card still clears its fee under the new terms, see our updated reviews: Platinum Select, Business, and Executive.

Frequently Asked Questions

When does the Citi AAdvantage Platinum Select and Business card fee increase take effect?

January 24, 2027. Existing cardholders see the new $150 fee (up from $99) at their first renewal on or after that date, not immediately. New applicants still get the first year free.

What new benefits come with the Citi AAdvantage fee increase?

Both cards gain 3X miles on AAdvantage Hotels/Cars bookings, up to $100/year in inflight-purchase statement credits (replacing the old 25% discount), up to $120 every four years toward Global Entry/TSA PreCheck, and expanded travel protections. Platinum Select also adds 2X on streaming/rideshare/rail, EV charging, a Walmart+ membership, and 50% off FOX One. The Business card adds a selectable uncapped 2X category and a Melio discount.

What is the new Citi AAdvantage Executive card dining credit?

Up to $200 a year in inKind dining credits, added October 25, 2026, split into two $100 halves (Januaryxe2x80x93June and Julyxe2x80x93December). You redeem it by adding the card in the inKind app and selecting the credit when paying at one of roughly 11,000 participating restaurants xe2x80x94 it doesn't apply automatically by swiping the card.

Is the Citi AAdvantage Platinum Select flight discount the same as the Business card’s companion certificate?

No, they're different benefits on different cards. Platinum Select's anniversary flight discount rises to $150 (from $125) after $20,000 in spend. The Business card's separate $99 companion certificate requires $30,000 in spend.